West Bengal Board Class 10 Question Papers To Be Opened Before Students

The WBBSE decision came in the wake of reports of malpractices happened during board exams last year

West Bengal Board Class 10 Question Papers To Be Opened Before Students

Kolkata: 

In a departure from the norm, the West Bengal Board of Secondary Education (WBBSE) on Tuesday announced that question paper packets will henceforth be opened in front of Class 10 candidates, shortly before the commencement of the examination. Earlier, the sealed packets were broken in the office of the institution’s headmaster and papers sorted accordingly before distribution among the students.

“From 2019, the sealed question packets of Madhyamik examination (Class 10 board exam) will be opened by invigilators in front of students in the examination hall and distributed accordingly,” Board president Kalyanmoy Ganguly said.

Sources said the WBBSE decision came in the wake of reports that the headmaster of a Jalpaiguri school, during the 2018 secondary examination, opened sealed question papers 35 minutes before the scheduled time.

The headmaster was suspended by the Board after he failed to give a satisfactory reply to a showcause notice issued to him.

There were also reports of question paper leak on WhatsApp in 2017, but the board, back then, asserted that the paper circulated was “fake”.

Mr Ganguly said the WBBSE members, along with officer in-charge of local police station and a district administration official, will hold meetings with the head of examination centres to ensure that the measures were implemented without glitches.

“This time, the number of question papers in the packets will tally with the number of examinees in the hall. There will be no sorting beforehand,” he said.

The new measure was aimed at ensuring that ex

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Before you pause your student loan payments, consider the risks

Silhouette Portrait of a graduate in cap and gown

 

Yet when your payments resume, they’re often higher because your debt has swelled, thanks to interest.

The Associated Press, citing a 2017 Department of Education audit, reported this week that Navient, one of the country’s largest student loan servicing companies, steered tens of thousands of struggling borrowers into costly delays of their payments, known as “forbearances.”

Made conscious decision to focus on quality, not quantity of loans: SoFi CEO Anthony Noto   4:00 PM ET Tue, 23 Oct 2018 | 03:12

The Consumer Financial Protection Bureau alleges that Navient added more than $4 billion in interest to borrowers’ debt through the misuse of forbearances between 2010 and 2015. Navient disputes the allegations in the audit and those by the CFPB.

Despite the fact that putting off payments increases their debt, nearly 70 percent of people who began repaying their student loans in 2013 had their debt in forbearance for some period, according to an April report by the Government Accountability Office.

What else can a borrower do?

Borrowers should first ask whether a deferment is available before they opt for a forbearance, said Bruce McClary, vice president of communications at the National Foundation for Credit Counseling.

That’s because interest does not accrue on subsidized student loans during an economic hardship deferment, for example, as it does with a forbearance. There are also deferments for cancer patients now.

If your difficulty repaying your student loans is unlikely to come to an end any time soon, you might want to enroll in an income-driven repayment plan, which caps your monthly payment at a percentage of your income. Some monthly bills wind up totaling nothing.

Is a forbearance ever a good idea?

Borrowers who find themselves in a short-term difficulty, such as a medical leave or temporary unemployment, might want to consider forbearance, said Mark Kantrowitz, an expert on financial aid and publisher of SavingForCollege.com.

A forbearance typically lasts a year, and borrowers can use the option up to three times.

If possible, however, people should request a partial forbearance and keep up with at least their interest payments during the break.

“This will prevent your loan from growing larger during the forbearance,” Kantrowitz said.

Can I trust my lender?

Given that student loan servicers might not always provide borrowers the best information, it helps to review your options with a nonprofit such as The Institute of Student Loan Advisors, an organization that offers free advice and dispute resolution.

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