Odisha labourer learns Malayalam, scores 100% in Kerala literacy exam

Odisha labourer, Malayalam, literacy exam, kerala, literacy project, 100%

alayalam is the mother tongue of Keralites, and it’s a tough language to learn, full of tongue twisters. So how did a labourer from Odisha score full marks in a Kerala literacy exam?

Mudad Revathi, a migrant labourer hailing from Odisha, who works at a garment-making unit at the IT hub Technopark in Thiruvananthapuram, managed to master the classical language of Malayalam in a short span of time and went on to score the highest mark in a literacy examination.

Besides her, Viki Kumar, a worker from Bihar, also scored 100 per cent marks in the same exam.

What did the Kerala literacy exam comprise?

The 100-mark literacy exam conducted by the state-run Kerala State Literacy Mission Authority was activity oriented, giving a thrust on reading, writing and arithmetical skills.

The results of the literacy exam were announced on Monday. Revathi, Viki and several other migrant workers from different states, had recently appeared for the exam.

How did the Odisha labourer learn Malayalam so quickly?

The state-run Kerala State Literacy Mission runs the ‘Changathi’ programme to help impart Malayalam and basic education among migrant labourers who arrived in Kerala seeking green pastures.

Revathi had been learning Malayalam for a while here. “I tried to spend at least two hours to learn Malayalam every night after my work,” she said.

90-year-olds score high with Kerala literacy projects

Proving that age is no barrier for learning, 90-year-oldMythili, a native of a fishing hamlet in Kozhikode, has secured full marks as part of ‘Aksharasagaram’, another flagship initiative of the Mission to eradicate illiteracy among fisherfolk in Kerala.

A total of 8,605 neo-literates have won various examinations under different projects, Mission Director PS Sreekala said.

Recently, Karthyayani Amma, a 96 year-old neo-literate had hit the headlines by scoring 98 marks out of 100 under the ‘Aksharalaksham’ project.

Read: 96-year-old Kerala woman tops literacy mission exam with 98 per cent score

Besides ‘Changathi’ and ‘Aksharasagaram’, the Mission has also conducted examinations under the ‘Navachetana’ and ‘Samagra’ programmes, envisaged to educate backward classes and tribals respectively, the release added.

[“source=vogue”]

AP SSC exams 2019: Check date sheet and full syllabus in detail here

AP SSC exams 2019: Check date sheet and full syllabus in detail here

AP SSC exams 2019: The class 10 date sheet or exam timetable for Andhra Pradesh board has been released on the official website of the Board of Secondary Education, Andhra Pradesh – bseap.org.

AP SSC exams 2019: Exam date

The Secondary School Certificate (SSC) public exams will begin from March 18 and conclude on April 2, 2019.

AP SSC exams 2019: Syllabus in detail

English

  • Prepositions, Conjunctions, Verb, Adjective, Tenses, Sentences, Transformation of Sentences, Reading Comprehension, Punctuation, Articles, Vocabulary, Writing

Mathematics

  • Sets, Polynomials, Real Numbers, Pair of Linear, Quadratic Equations, Geometry, Mensuration, Trigonometry, Probability, Statistics

Science

Physics

  • Heat, Light- Reflection and Refraction, Magnetism, Electric Current

Chemistry

  • Acids, Bases, Salts, Atomic Structure, Chemical Reactions, Metallurgy, Carbon and its compounds

Biology

  • Sexual Reproduction, Genetics, DNA, Evolution

Social Science

History

  • Partition and Independence, Independence movement, The World Wars, Industrialisation, Trade and Globalization

Geography

  • Climate of India, Indian Rivers, Agriculture, Water resources, Mineral resources, Power resources

Economics

  • Indian Economy- Role and sector, Ideas of Development, Production, Employment, Consumer Awareness.

There will be a different set of question papers for each subject. If any student attempts answers to a wrong set of question paper as the one assigned, their candidature will be cancelled, according to the official release. Candidates who appear at the wrong centre than the one allotted will also be disqualified.

About Board of Secondary Education Andhra Pradesh

Board of Secondary Education of Andhra Pradesh was established on 1953 and its functions is an autonomous body under the Andhra Pradesh’s Department of Education. It was also called as the Directorate of Government Examinations.

[“source=indiatoday]

How To Ensure You Are Enrolled In A Recognised Distance Learning Course

MHRD accepts Justice Reddy Committee Recommendations on open, distance education programmes

How To Ensure You Are Enrolled In A Recognised Distance Learning Course

New Delhi: The central government has accepted the Justice Reddy Committee recommendations regarding the Distance Education Programmes being run in the country by various universities. Ministry of Human Resource Development (MHRD) constituted a three members Committee after the Supreme Court directed it to constitute a three members Committee to examine the issues related to distance education in the country and also to suggest a road map for strengthening and setting up of oversight and regulatory mechanism in the relevant field of higher education and allied issues.

The court has ordered to constitute the committee comprising of eminent persons who have held high positions in the field of education, investigation, administration or law at national level.

Now, the Ministry has notified following instructions to all the stakeholders based on the recommendations of the Justice Reddy Committee on Open and Distance Learning (ODL) Courses:

1. The list of approved courses offered under ODL mode, institution – wise every year is available on UGC website at www.ugc.ac.in/deb.

2. No course, other than the one that finds place in the list referred to above, would be recognized and a candidate who studies unrecognized courses cannot claim any benefit.

3. Under no circumstances, retrospective or ex-post facto recognition to any course through ODL mode shall be granted by UGC.

4. Higher Educational Institutions (HEIs) are required to comply with all the provisions of the UGC (ODL) Regulations, 2017 and its amendments. If any deviation by the HEI is noticed, the same would entail not only withdrawal of permission/ recognition for such ODL courses but also for other courses offered by the institutions, on regular and conventional mode.

5. The UGC (ODL) Regulations, 2017 are applicable to all HEIs as given at Clause (3) of sub-regulation (1) of Part – I of UGC (ODL) Regulations, 2017. It is further clarified that the private universities created under the State enactments shall be under obligation to strictly follow the requirements, stipulated by the UGC, issued from time to time including those under the UGC (ODL) Regulations, 2017.

[“source=ndtv]

Study In UK: Apply For 2019 Commonwealth Master’s, Ph.D Scholarship

Study In UK: Apply For 2019 Commonwealth Master's, Ph.D Scholarship

Study Abroad, Study In UK:2019 Commonwealth Scholarship

New Delhi: Indian nationals who wish to pursue Master’s and Doctoral programme at any UK University listed with the Commonwealth Scholarship Commission (CSC) can apply for ‘2019 Commonwealth Scholarship In The United Kingdom’. The scholarships are offered by the CSC UK for Master’s and Ph.D enrollment commencing from September/ October, 2019. Candidates can apply till January 17, 2019 through MHRD portal. Candidates should also apply through Commonwealth Scholarship Commission’s Electronic Application System before December 19.

Study In UK: Scholarship Options For Students From India

‘The applicant must not be registered for a Ph.D, or an MPhil leading to a PhD, at a UK university or India university or elsewhere before September/ October 2019,’ reads the official notice released by the MHRD. Applicants must have obtained the qualifying degree before October 2019, which is Bachelor’s degree for Master’s programme and Master’s degree for Ph.D enrollment.

The scholarship will be available for the given themes: science and technology for development; strengthening health systems and capacity; promoting global prosperity; strengthening global peace; security and governance; strengthening resilience and response to crises; access, inclusion and opportunity.

The duration of the Master’s course will be one year and the doctoral programme will be of 3-4 years duration.

[“source=ndtv”]

Oppo R17 Pro to launch in India today: Specs, expected price and how to watch livestream

Oppo is all set to bring its premium R-series to India for the very first time today. The company is holding an event in Mumbai where it will announce the Oppo R17 Pro, a device that brings a premium design language complete with an edge-to-edge waterdrop display, all-glass body and an in-display fingerprint sensor, among other things. The R17 Pro is the first top-end smartphone launch for Oppo in India since the Find X. The Oppo R17 Pro also touts superior mid-range performance, championed by a Snapdragon 710 chipset, as well as SuperVOOC fast charging support.

The Oppo R17 Pro was first launched in China before it made its way to Europe a few weeks ago. The phone was launched at CNY 4,299 (approx Rs 43,800) in China, but you can expect the India pricing to be more competitive as the R17 Pro will compete against the OnePlus 6T, Samsung Galaxy A9 and the upcoming Nokia 8.1. So, a pricing of around Rs 30,000 would give the R17 Pro a good chance against the competition. Oppo may also launch the regular R17 today, but the spotlight will be on the Pro model. The Oppo R17 Pro is already up for pre-orders, but the company will be officially launching the product later today at 8pm IST. Oppo will be livestreaming the event via its YouTube channel.

The Oppo R17 Pro brings a 6.4-inch FHD+ waterdrop display with a 91.5 percent screen-to-body ratio. It also gets Gorilla Glass protection on the back along with a gradient colour scheme. It is powered by a powerful mid-range octa-core Snapdragon 710 chipset coupled with up to 8GB of RAM and 128GB of internal storage. The R17 Pro also comes with an in-display fingerprint sensor.

The R17 Pro touts a triple camera system on the back. This includes a one 12MP sensor with variable aperture (f/1.5-2.4) and OIS, a 20MP secondary sensor with f/1.6 aperture and a third Time of Flight (TOF) 3D sensing camera that calculates depth information for 3D-like photos. The upcoming Oppo smartphone houses a 3,700mAH battery with a 40W SuperVOOC fast charging support which promises to charge the device from zero to 40 per cent in just 10 minutes.

[“source=indiatoday]

How To Ensure You Are Enrolled In A Recognised Distance Learning Course

TS

How To Ensure You Are Enrolled In A Recognised Distance Learning Course

MHRD accepts Justice Reddy Committee Recommendations on open, distance education programmes

New Delhi: 

The central government has accepted the Justice Reddy Committee recommendations regarding the Distance Education Programmes being run in the country by various universities. Ministry of Human Resource Development (MHRD) constituted a three members Committee after the Supreme Court directed it to constitute a three members Committee to examine the issues related to distance education in the country and also to suggest a road map for strengthening and setting up of oversight and regulatory mechanism in the relevant field of higher education and allied issues.

The court has ordered to constitute the committee comprising of eminent persons who have held high positions in the field of education, investigation, administration or law at national level.

Now, the Ministry has notified following instructions to all the stakeholders based on the recommendations of the Justice Reddy Committee on Open and Distance Learning (ODL) Courses:

1. The list of approved courses offered under ODL mode, institution – wise every year is available on UGC website at www.ugc.ac.in/deb.

2. No course, other than the one that finds place in the list referred to above, would be recognized and a candidate who studies unrecognized courses cannot claim any benefit.

3. Under no circumstances, retrospective or ex-post facto recognition to any course through ODL mode shall be granted by UGC.

4. Higher Educational Institutions (HEIs) are required to comply with all the provisions of the UGC (ODL) Regulations, 2017 and its amendments. If any deviation by the HEI is noticed, the same would entail not only withdrawal of permission/ recognition for such ODL courses but also for other courses offered by the institutions, on regular and conventional mode.

5. The UGC (ODL) Regulations, 2017 are applicable to all HEIs as given at Clause (3) of sub-regulation (1) of Part – I of UGC (ODL) Regulations, 2017. It is further clarified that the private universities created under the State enactments shall be under obligation to strictly follow the requirements, stipulated by the UGC, issued from time to time including those under the UGC (ODL) Regulations, 2017.

[“source=forbes]

The best of 2017 in personal finance advice

In 2004, my daughter, who was 9 at the time, gave me a Christmas present that I shall treasure for the rest of my life.

Olivia created “Yo Mamma: Sayings from My Momma,” a book of all the things I would repeat to her and her siblings. As you might imagine, most of the sayings were about money.

Here are two of my favorite quotes that made it into the book.

— “Do you have a job?” (I started saying this as soon as the kids started talking and asking for stuff.)

— “Do you have money to pay for that?” (A standard question when she tried to put something in the shopping cart.)

I smile every time I pull her book from my bookshelf.

So, with Olivia’s book in mind, I thought I’d pull five of my quotes over the past year that resonated with readers.

— “If debt were a person, I’d slap it.” I said this in a column about good debt versus bad debt. I hate all debt. As I wrote, I know my views are extreme, almost un-American, in a nation that relies so heavily personally and politically on borrowing. But when it comes to money, what you tell yourself matters. When we use positive adjectives to describe debt, we minimize the financial bondage it creates.

— “Empathy does not equal endorsement.” In April, I recommended for the Color of Money Book Club an essay by novelist and former Washington Post book critic William McPherson. McPherson died this past spring and I thought the essay “Falling (You can read it at http://bit.ly/Falling_essay) was a powerful look at how this once privileged person ended up poor because of a series of bad decisions.

“Life is about choices,” one reader wrote. “One does not ‘fall into poverty.’ One walks into it with open arms.”

Many people feel that there shouldn’t be a government safety net for the irresponsible. They only want to help the poor they deem worthy of assistance. But that’s a dangerous means test. It leaves no room for people to make mistakes. And we are all fallible. Advocating for government supported anti-poverty programs doesn’t mean you absolve people of personal responsibility.

What do we as a society owe the poor? We owe them empathy. We owe them a safety net that gives them a chance to get back on their feet — and maybe even survive.

— “When it comes to helping your young adult to successfully launch — and stay in flight — there’s no place like home.” A lot of young adults are moving back in with their parents, often because they are saddled with student loans.

“More young people today live in their parents’ home than in any other arrangement,” according to the Census Bureau.

Is this a good thing?

It’s not a bad thing necessarily. I encourage young adults who have burdensome debt to move home if they can. Instead of paying rent they can attack the debt.

You may think that living at home is a failure to launch or that it delays the all-important lesson of learning to be independent. But we should remove the stigma of young adults returning home as a financial embarrassment. It is not, especially if parents allowed or encouraged a student to attend a college that necessitated some heavy borrowing.

— “Sales are bait, and you have to keep in mind that you never save when you spend.”

One of my new favorite books is “Dollars and Sense: How We Misthink Money and How to Spend Smarter” by Dan Ariely and Jeff Kreisler. It’s a brilliant and accessible look at behavioral economics. Ariely and Kreisler agree with me that consumers are too driven by a discount and that can lead to some bad decision making.

— “Should you invest in bitcoins for retirement? Only if you think riding a roller coaster without a safety harness is a good idea.”

I wrote this in response to questions from some readers on whether they should buy bitcoin, an electronic currency that has skyrocketed, causing people to ignore caution.

As I told folks, if you can afford to lose every penny you invest and not miss any sleep over the loss, go ahead and invest in bitcoin. However, if you have a regular job, a mortgage, kids to put through college, credit card debt, a pitiful emergency fund and a lackluster retirement account, don’t even think about buying bitcoin. The currency may be virtual, but the investment risk is very real.

Tell me your favorite financial quote, one that may help you do better with your money in 2018. Send me an email to colorofmoney@washpost.com. I love quotations, which are a shorthand way to remember some important life lessons.

[“Source-washingtonpost”]

Soured loans of big banks up anew in October

A loan that is non-performing is in default or close to being in default if the debtor has not made his or her scheduled payment for at least 30 days. File

MANILA, Philippines — Soured or non-performing loans of big banks climbed anew in October, rising 9.4 percent to P107.69 billion from P98.42 billion in the same period last year amid the industry’s rising loan portfolio, data from the Bangko Sentral ng Pilipinas (BSP) showed.

A loan that is non-performing is in default or close to being in default if the debtor has not made his or her scheduled payment for at least 30 days.

The total loan portfolio of universal and commercial banks grew at a faster rate of 17 percent to P7.36 trillion as of end-October from P6.29 trillion in end-October last year.

This translated to a lower gross non-performing loan (NPL) ratio of 1.46 percent in end-October from a year-ago level of 1.56 percent.

The BSP said the latest NPL figures indicate the continued adherence to high credit underwriting standards of universal and commercial banks.

Despite keeping NPL levels low, major banks continued to allocate substantial reserves for potential credit losses to P144.94 billion or 1.97 percent of total portfolio in end-October from last year’s P133.05 billion or 2.11 percent of the total.

The BSP pointed out the gross NPL of big banks also remained manageable across economic sectors as seen in financial and insurance activities, real estate, manufacturing, wholesale and retail trade and electricity, gas, steam and air-conditioning supply.

Latest data from the BSP showed the industry’s credit growth eased to 19.9 percent in October from 21.1 percent in September after rising for four straight months, prompting debt watchers and economists to flag possible overheating of the Philippine economy.

Loans for production activities extended by banks went up 18.7 percent to P6.01 trillion in end-October from P5.06 trillion in end-October last year. This was slower than the 20.7 percent growth recorded in September but still accounted for 88.3 percent of the loans disbursed by the banking sector.

Credit disbursed to the real estate sector increased 16 percent to P1.17 trillion while lending to the wholesale and retail trade as well as repair of motor vehicles and motorcycles grew faster at 19.9 percent to P924.56 billion.

[“Source-philstar”]

Why the world’s wealthy are investing more in companies that care, Aecon’s tumble and where Prem Watsa sees opportunities

A global investment club for the wealthy whose members aim to bring about social or environmental change as well as making a profit has grown by more than US$1-billion in two years, according to a report.

Toniic said its members now have a combined US$2.8-billion in what’s considered impact investments – capital placed with companies and organizations that can demonstrate they benefit society or the environment – up from US$1.65-billion in 2016.

Members, who include families and foundations as well as wealthy individuals, said the industry was becoming more mainstream.

“Impact investing is not some minority sport by some hippies on the fringes,” James Perry, chief executive of the Panahpur charitable foundation, which has investments worth 4 million pounds (US$5.34-million).

Toniic found 82 per cent of members who participated in its study had portfolios that met or exceeded their financial expectations according to the report, released on Thursday.

A majority said impact investments yielded returns on a par with traditional investments.

Perry cited Auticon, a British IT consultancy that helps integrate employees with autism into workplaces, as a successful impact investment in the Panahpur portfolio. Auticon’s shares rose in value recently after it expanded into other countries.

“Clear dissatisfaction in the way the economy is going and emerging data around changing ecosystems have woken people up. People are seeing they can’t carry on like they are,” he told the Thomson Reuters Foundation.

The amount of money going into impact investing is rising by about 18 per cent a year, according to the Global Impact Investing Network, whose 2017 survey found the market was worth at least US$114-billion.

However Damian Payiatiakis, head of impact investing at Barclays, said the industry was still in its infancy.

“The industry has progressed from the stage of visionary innovators and is now entering one of early adopters, but the majority of investors aren’t yet aware of or being offered this opportunity,” he said.

— Lee Mannion, Thomson Reuters Foundation

This is the Globe Investor newsletter, published three times each week. If someone has forwarded this e-mail newsletter to you, you can sign up for Globe Investor and all Globe newsletters here.

Stocks to ponder

CI Financial Corp. (CIX-T). The S&P/TSX Composite was more or less flat for the trading week ending with Thursday’s close, easing lower by 0.2 per cent, but the benchmark remains in overbought, technically vulnerable territory according to Relative Strength Index (RSI). The RSI level of 73 is just over the 70 sell signal and miles away from the oversold RSI buy signal of 30. There are four oversold, technically attractive index constituents trading below the RSI buy signal led by Aecon Group Inc. Dorel Industries Class B, CI Financial Corp. and Extendicare Inc. round out the list. Scott Barlow focuses on CI Financial as he was surprised that a company with its fortunes leveraged to market performance was not following the benchmark higher. (For subscribers).

Quebecor Inc. (QBR.B-T). This stock appears on the positive breakouts list with its share price closing at an all-time high on Thursday. Analysts have positive outlooks on the security with 14 buy recommendations. Earlier this month, the company announced a change to its dividend policy, which is expected to result in meaningful increases to its dividend over the next few years. Quebec-based Quebecor Inc. is a telecommunications and media holding company with an 81.5-per-cent interest in Quebecor Media Inc. Quebecor has three key business segments: telecommunications with its core asset, Videotron Ltd.; the media segment, with the television broadcaster, TVA Group; and its smallest segment, sports and entertainment. Jennifer Dowty reports (for subscribers).

Aecon Group Inc. (ARE-T). Aecon Group Inc. didn’t work as a short-term takeover target. Perhaps the stock will look better as a long-term investment. The construction firm had seen its share price soar to a 10-year high of $20 in April, ahead of a proposed $1.5-billion takeover by the financing unit of China Communications Construction Co. Ltd. (CCCC), which is majority-owned by the Chinese government. But on Thursday, the shares tumbled to levels seen 4½ years ago, down 15.4 per cent for the day, after the Canadian government blocked the deal on Wednesday, citing national security. David Berman reports (for subscribers).

Watsa shuns China as Fairfax looks for investment in India, U.S.

The Rundown

Watsa shuns China as Fairfax looks for investment in India, U.S.

Prem Watsa, the billionaire head of Fairfax Financial Holdings Ltd., sees plenty of opportunities for investment in the U.S. and his native India. He’s less interested in the other Asian powerhouse. “In China, we are less invested,” Watsa said in an interview with BNN Bloomberg Television Friday. “We like democracy. We like business-friendly policies.” Watsa, who emigrated from India 46 years ago, is most excited about the opportunities being created there due to the policies implemented by Prime Minister Narendra Modi.

[“Source-timesofindia”]

Trump Says Drug Companies to Unveil Price Cuts in Two Weeks

Image result for Trump Says Drug Companies to Unveil Price Cuts in Two Weeks

Major pharmaceutical companies will announce “voluntary, massive” cuts in drug prices in two weeks, President Donald Trump said Wednesday, without providing details.

“We’re also working very hard at getting the cost of medicine down, and I think people are going to start to see for the first time ever in this country a major drop in the cost of prescription drugs,” Trump said while signing legislation making it easier for terminally ill patients to get access to experimental drugs.

The president said drug company executives, whom he didn’t name, would visit the White House to make the announcement. The White House didn’t respond to a request for further details.

Pharmaceutical companies contacted about Trump’s remarks on price cuts said they were unaware of any such plans.

The Nasdaq Biotechnology Index pared gains after Trump’s comments before recovering. The index closed up 1.4 percent in New York.

Trump announced a plan earlier this month to bring down drug prices in the U.S., though doubts that the proposals would amount to much led pharmaceutical stocks to climb at the time. The president has a habit of promising actions in two weeks and then missing those deadlines.

Read more: In Trump’s White House, everything’s coming in ‘two weeks’

Trump on Wednesday also touted new rules his administration is poised to release that would expand loosely regulated short-term insurance plans and let small firms band together under association health plans to act more like larger employers and buy cheaper health coverage.

“We’re going to have great, inexpensive, really good health care,” Trump said.

Many groups, including insurance companies and patient advocates, have raised concerns that the new rules would raise the cost of coverage for sick patients who need Obamacare coverage and can’t switch to cheaper plans that will offer fewer benefits.

[“Source-bloomberg”]